Million Pound Life Insurance


Rates last updated: $QUOTEDATE$

The price of one million pounds of life insurance has steadily been falling as life expectancy has been improving. In fact the oldest person ever to have lived was French, a woman named Jeanne Calment who died at the age of 122 years 164 days on 4 August 1997.

Life insurance premiums are calculated based up on your age and smoking status, the amount of cover you want and how long you need the cover to last.

How much will £1m of life insurance cost?

The cost of one million pounds of life insurance cover depends on your age, smoking status and general state of health. Use the ready reckoner below to get some idea however there’s no substitute for getting a life insurance quote for yourself.

The premiums are paid monthly for the full policy term and the customers are assumed to be non-smokers in a normal state of health for their age, (which means they don’t have any medical conditions that could shorten their average life expectancy).

The Cheapest £1,000,000 Life Insurance Quotes

Age5 Years10 Years15 Years20 Years25 Years30 Years35 Years40 Years45 Years50 YearsWhole Of Life
Last Updated: $QUOTEDATE$ (Source:

Compare Prices Before You Buy

It’s always a good idea to compare prices before you buy as some online companies will discount their prices over face to face salesman. You may also want to know that you will have some personal representative support which you can get online during the underwriting process as it’s likely there will be medical reports and possibly a medical exam due to the higher than average sum assured.